Investing with Children Update - Third Quarter, 2017

Six months since we started the experiment to encourage our children to become investors, both business owners in training are excited about owning companies they know, and business is often a topic of conversation in our family.

One of the most exciting days as junior business owners came during a recent trip to Yorkdale Mall when we stopped to explore the Tesla (NASDAQ: TSLA) showroom. Both children had fun climbing through the Model X, and the automatic front doors captivated my attention for more time than I would like to admit. We love Tesla for three reasons:

  1.  our family’s portfolio maintains a small position (0.71%);
  2. we use the company to discuss the energy revolution towards more sustainable sources;
  3. Though Tesla has yet to be voted a component of each child’s portfolio, discussing the company is teaches them about the role a promising company can play in a well-diversified portfolio.

This month, the kids chose to buy shares of a more mature business, and Tesla shares will have to wait for a subsequent investment period to be selected by our Baby Buffetts. Instead, our children chose their favorite restaurant for hot chocolate and sweet treats, Starbucks (NASDAQ: SBUX). We like Starbucks because:

  1. its business is well diversified through its restaurants and consumer products divisions;
  2. management has been progressive regarding the incorporation of mobile ordering and their effort to attract and retain quality employees;
  3. demand for Starbucks’ products should not vary much across the business cycle because its cost is relatively low compared to a customer’s overall budget and the customer experience is repetitive if not habit-forming;
  4. opportunities to expand through international markets are significant.

If you are keeping score at home, the kids own Disney (NYSE: DIS), Carters (NYSE: CRI), and, now, Starbucks in addition to their Vanguard ETF that tracks the S&P 500 Index (VOO). To learn where our children will invest their next $200, follow my social network profiles, linked below. Binge-watched episodes of Star Wars Clone Wars has been a summer indulgence, so my little astromech is likely to vote for Netflix, but his sister has made a couple strong (yet, ultimately, unsuccessful) arguments for Hasbro (NASDAQ: HAS) so it is anyone’s game.